The Canada Revenue Agency (CRA) has confirmed five key benefit payments scheduled for July 2025, and many of them will come with increased amounts.
These boosts are part of the government’s ongoing efforts to support Canadians dealing with high inflation, rising rent, food prices, and the continued economic recovery. Whether you’re a senior, a family with children, or a low-income individual, there’s a good chance you’ll see more money in your account this month.
Canada Child Benefit Set for Largest Bump
The Canada Child Benefit (CCB), which supports parents with children under 18, is set to receive the most significant increase in July. The adjustment is based on the annual indexation tied to inflation.
The maximum annual benefit will now be over $8,100 per child under six and around $6,900 per child aged six to seventeen. These changes will be reflected in the July 19 payment, offering critical help to parents as household expenses rise.
GST/HST Credit Sees Mid-Year Boost
The GST/HST credit, a tax-free quarterly payment issued to help lower-income Canadians with sales tax, is also going up. Thanks to updated income thresholds and inflation adjustments, eligible singles and families will receive higher quarterly amounts starting with the July 5 payment. This extra cash will help many cover day-to-day living costs, especially as grocery prices remain stubbornly high.
OAS and GIS Payments Increase for Seniors
The Old Age Security (OAS) and Guaranteed Income Supplement (GIS) payments, both vital to Canadian seniors, are getting their routine quarterly increases in July. Canadians aged 65 and over receiving OAS will see an increase based on the Consumer Price Index.
The GIS, which assists low-income seniors, will also reflect updated thresholds. Combined, these payments will help pensioners manage bills, prescriptions, and basic necessities more comfortably.
Climate Action Incentive Payment Returns With Higher Rates
The quarterly Climate Action Incentive Payment (CAIP) will be issued again in July and includes higher payments for families in provinces that follow the federal carbon pricing system.
Residents in Alberta, Saskatchewan, Manitoba, and Ontario can expect increased base amounts, along with higher rural supplements. The payment date is set for July 15, and no application is needed for most eligible recipients.
Canada Workers Benefit Delivers an Extra Boost
Low-income workers eligible for the Canada Workers Benefit (CWB) will receive advance payments again this July, with modest increases for both individuals and families.
This benefit targets working Canadians with modest earnings, rewarding participation in the workforce while easing the cost burden. The July payment is one of three advance installments sent throughout the year.
Summary of 5 CRA Payments in July 2025
| Payment Type | Next Payment Date | Confirmed Increase |
|---|---|---|
| Canada Child Benefit (CCB) | July 19, 2025 | Yes – Indexation to inflation applied |
| GST/HST Credit | July 5, 2025 | Yes – Increased income thresholds |
| Old Age Security (OAS) | July 29, 2025 | Yes – Quarterly CPI-based adjustment |
| Climate Action Incentive Payment | July 15, 2025 | Yes – Boosted base and rural amounts |
| Canada Workers Benefit (Advance) | July 12, 2025 | Yes – Higher quarterly advance rates |
What Canadians Should Do Now
To receive these payments without delay, individuals should ensure that their direct deposit details and tax filings for 2023 are up to date with the CRA. Most benefits are based on last year’s income, so accurate returns are essential. Logging into the CRA My Account is the easiest way to check eligibility, update personal info, and track payment dates.